by Davie Ann Palomeno | Mar 24, 2023 | Lifestyle, Real Estate Tips
Lenders use both a FICO score and a credit score to evaluate a person’s creditworthiness, but these are two distinct types of credit scores. The Fair Isaac Corporation (FICO) calculates a credit score known as the FICO score. Lenders and creditors widely use... 
by Davie Ann Palomeno | Mar 6, 2023 | Homeowners
What is a HELOC? A HELOC provides you with a line of credit that you can draw from as needed — similar to a credit card. You borrow against the equity in your home, and your home serves as collateral for the loan. HELOCs typically have much lower interest rates than... 
by Davie Ann Palomeno | Feb 25, 2023 | First Time Home Buyers
Best Real Estate Markets for First-Time Homebuyers in 2023. The housing market has been brutal for first-time homebuyers. And now, just as prices are finally beginning to slacken and the bidding wars are dying down, higher mortgage interest rates have turned the... 
by Luis Gomez | Feb 23, 2023 | Real Estate Tips
When you file a homeowner’s insurance claim for a covered loss, the amount you’re reimbursed depends on your coverage limits and whether you have replacement cost or actual cash value coverage. Actual cash value coverage pays to repair or replace your home or... 
by Davie Ann Palomeno | Feb 13, 2023 | First Time Home Buyers
2023 is finally here, and with it comes the opportunity to start anew. This could be the perfect year to start looking for a new home. But buying a home can be daunting, and there are many things you need to consider before you dive in. That’s why we’ve gathered...